$89–$149/month
Average cost of traditional credit repair. Most of it is markup on paperwork.
The credit bureaus make mistakes. You don't have to live with them.
Resolve is the command center for taking back what's yours, legally, precisely, and permanently.
Bank-level encryptionFCRA-compliantCancel anytime
Resolve Coach
Focus on payment history first.
Experian
612
Equifax
589
TransUnion
634
Payment History
87%
Negative Items
14
Credit Age
3 yrs
THREE BUREAUS · One command center · Clear actions and legal timelines
The old way
The credit repair industry is broken.
Most services charge $100+/month to send the same template letters you could write yourself. They hide behind confusing portals and vague progress updates. Meanwhile, your score stays stuck.
No transparency
You don't see what letters were sent, to which bureaus, or what the response was.
Zero legal tools
They don't explain your FCRA rights, statute of limitations, or debt validation options.
Resolve was built to fix all of this.
Dispute like a lawyer
Generate legally precise dispute letters in seconds.
Resolve drafts FCRA-compliant dispute letters for every negative item on your report, personalized to the account, bureau, and violation. Certified mail tracking included.
- Customized per account and bureau
- FCRA clock starts automatically on mail date
- Escalation letters when bureaus ignore you
Dispute workspace
Portfolio Recovery
1
Select account
2
Choose letter
3
Review
Know exactly where you stand
Three bureaus. One command center.
Your Equifax, Experian, and TransUnion files side by side: scores, factors, negative items, and legal timelines, updated every time you pull a report.
- Score gauges for all 3 bureaus
- Factor tiles showing what is hurting you most
- Drop-off dates so you know when bad items expire
Resolve Coach
Focus on payment history first.
Experian
612
Equifax
589
TransUnion
634
Payment History
87%
Negative Items
14
Credit Age
3 yrs
Legal tools included
The tools credit attorneys use. At 1% of the cost.
Resolve includes a Statute of Limitations checker, Debt Validation letters, Pay-for-Delete generators, and a Federal Protection guide.
- Know which debts cannot legally be collected
- Force collectors to prove what they claim
- Challenge accounts that cannot prove ownership
SOL Checker
Legal workflow ready
Debt Validation
Legal workflow ready
Pay-for-Delete
Legal workflow ready
Chain of Custody
Legal workflow ready
Credit intelligence
Every factor. Explained. Actionable.
Resolve breaks your credit score into the 6 factors that matter most and tells you exactly what to do about each one.
High impact
Credit Utilization
34%
Pay revolving balances below 30%.
High impact
Payment History
87%
Protect every upcoming due date.
High impact
Negative Items
14
Review the highest-impact item first.
High impact
Credit Age
3 yrs
Keep older accounts open when practical.
High impact
Total Accounts
9
Maintain a healthy, manageable mix.
High impact
Recent Inquiries
2
Space out new credit applications.
Simple setup
Up and running in minutes.
Step 1
Import your credit report
Pull your free report from AnnualCreditReport.com and upload it. Resolve reads it automatically.
Step 2
See your full picture
Scores, negative items, factor breakdown, and legal timelines appear in one place.
Step 3
Take action
Generate letters, track responses, use legal tools, and watch your score move.
Member outcomes
Real members. Real results.
I had 11 collections on my report. Resolve helped me dispute 8 of them. Six came back deleted. I went from a 520 to a 641 in under 6 months.
★★★★★
Danielle R.+121 pts
I was paying $120/month to a credit repair company that barely communicated with me. Resolve costs $20 and I can see exactly what's happening at all times.
★★★★★
Marcus T.+89 pts
The SOL checker alone was worth it. I had a debt collector calling me about a 9-year-old debt. Resolve showed me it was past the statute of limitations in my state.
★★★★★
Kevin P.Debt legally unenforceable
Individual results vary. Member stories are illustrative and do not guarantee outcomes.
Simple pricing
Your credit. Your habits. Your next chapter.
Start with full access to Resolve, or join the waitlist for three Waypoint platforms at one bundled price.
Monthly
$19.99/ month
Cancel anytime. No contracts.
- Unlimited dispute letter generation
- All 3 bureau tracking
- Score gauges and factor breakdown
- SOL Checker, Debt Validation, and Pay-for-Delete tools
- Resolve Vault document storage
- Resolve Coach guidance
- Weekly progress digest
- FCRA rights education
- Attorney Connect triage
- Cancel anytime
60-day free trial, then $19.99 per month.
Annual
$179/ year
Billed once. You keep $60 versus paying monthly.
- Unlimited dispute letter generation
- All 3 bureau tracking
- Score gauges and factor breakdown
- SOL Checker, Debt Validation, and Pay-for-Delete tools
- Resolve Vault document storage
- Resolve Coach guidance
- Weekly progress digest
- FCRA rights education
- Attorney Connect triage
- Cancel anytime
60-day free trial, then $179 per year.
Waypoint Ventures
Life Command Center Bundle
$24.99/ month
or $249/year
Resolve Credit Command Center + Fudoshin + Jara Travel Savings
- Everything in Resolve Premium
- Fudoshin: daily habit tracking + Joshua AI coach
- Jara: travel savings goals + flight price monitoring
- One account. Three platforms. One price.
Access all three platforms with a single Waypoint login
Coming soon. Join the waitlist by email.
Questions? Email us at support@resolvecredit.io
Your score won't fix itself.
Every month you wait is another month of high interest rates, loan denials, and financial doors staying closed. Resolve gives you what you need to change that, starting today.
Get Started for $19.99/month🔒 Bank-level encryption⚖️ FCRA-compliant✓ Cancel anytime